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LendingPersonal Loans

At Cache Bank & Trust, we work hard to provide custom banking services in a helpful and consultative environment.  We want you to be comfortable and confident that your banking needs are well taken care of and, at the same time, feel a sense of pride in your bank and in the professionals we have assembled to assist you.  Whether you need a new home, a new vehicle, a vacation, or just some repairs around the house, we can help.  We also provide loans for recreational vehicles and boats. You can secure a loan with your purchase or with certificates of deposit, or with cash value of life insurance, or other acceptable personal assets. We will tailor a loan to meet your personal circumstances. 

We offer competitive rates and discounts for deposit customers.

Private Banking

Consultation and solutions tailored to clients meeting certain net worth and income requirements. Contact a private banker today to see how we can help you accomplish your goals.   

Home Equity

Turn your home equity into cash. Finish the basement, make repairs, consolidate your bills or take that vacation of a lifetime.

Residential Construction

Acquisition, development and construction of residential properties. Talk with us about your projects and ideas.

Ready Reserve

Guard against accidental overdrafts or use for short-term expenses. The ready reserve loan provides flexibility in managing your personal finances.


Purchase or refinance autos.

For all your lending needs, Contact Us and meet our lenders!

Click HERE to view and print an application.