Personal Accounts
Checking Accounts | Savings Accounts | CD's
Whether you are looking for a checking, savings, certificate of deposit or money market account, Cache Bank & Trust has a solution tailored to provide you with flexibility and competitive interest rates.
| Minimum Balance | Minimum to Open | Interest | Free Checks | Services Charges | Special Features | |
|---|---|---|---|---|---|---|
| Cache Economy Checking | None | $50 | No | No | $0.40 per debit transaction | None |
| Cache Checking | $300 | $100 | No | 1st Order | $10/Month if balance falls below minimum | None |
| Cache NOW Checking | $750 | $100 | YES | 1st Order | $10/Month if balance falls below minimum | None |
| Cache Club Checking | $5,000¹ | $100 | YES | Yes | $12/Month if balance falls below minimum | $20 discount Safe Deposit Box; Cashier's Check Fee Waived |
| Cache Club 55 Checking² | None | $100 | YES | Yes | None | $20 discount Safe Deposit Box; Cashier's Check Fee Waived |
|
Cache Classic Checking3 |
None | None |
YES4 |
1 Box per Year | None | Payroll via direct deposit; 1 box/yr standard checks free |
|
¹Minimum balance can be maintained with your combined deposit relationship with Cache Bank & Trust (checking, savings, and CD) ²Must be 55 years old or older to qualify ³Your employer must bank with Cache Bank & Trust to qualify 4Credited monthly when average daily balance is >$499.99 |
||||||
| Minimum Balance | Minimum to Open | Interest | Free Checks | Services Charges | Special Features | |
|---|---|---|---|---|---|---|
| Cache Personal Savings | $100 | $100 | YES | N/A | $1/Month if balance falls below minimum any day of the statement cycle; $0.50 fee for each withdrawal in excess of 3/Month | None |
| Cache Junior Savings⁴ | None | $25 | YES | N/A | $0.50 fee for each withdrawal in excess of 3/Month | None |
| Cache Treasury Money Market | $2,500 | $2,500 | YES | No | $15/Month if balance falls below minimum and day of the statement cycle; $5 fee for each debit transactions in excess of 6/Month | None |
| ⁴Must be 18 years old or younger to qualify | ||||||
All Cache Bank & Trust personal accounts come with Online Banking, eStatements, and our online bill pay product CachePay. You may also qualify - with approved credit - for a Cache Bank & Trust Debit Card (Checking only), ATM Card, Credit Card, or Ready Reserve.
*Additional fees may apply to other products and services. Please feel free to call a banker at your local branch to discuss any of the additional products pertaining to our accounts.
Certificates of Deposit (CD)
With terms ranging from 3 months to 3 years, Cache Bank & Trust offers competitive rates on its CDs. With as little as a $1,000 opening deposit, you can open any one of our CDs. You can also qualify for one of our Jumbo CDs and have the potential of earning more interest with a balance of $100,000 or more. Here at CBT, we have CDs that allow you to add on at any time without a penalty (certain limitations do apply).
For those of you saving for retirement, open up one of our CDs as an IRA. It's a safe and secure way for you to guarantee earnings on a retirement account. All of our CDs are backed by FDIC insurance. To learn how much coverage is available to you and how you may be eligible for additional coverage, click the FDIC insurance link to use the EDIE calculator. To learn more about the terms and rates we offer, check out a list of all the rates available here at the bank Interest Rates.
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