Checking Accounts | Other Services | Savings Accounts | Money Market Accounts
Certificates of Deposit | IRA’s | Deposit Rates

PERSONAL CHECKING ACCOUNTS

ALL checking accounts feature unlimited check writing and no annual fee for ATM card W.A.C.**,  PLUS six foreign ATM transactions per month with no fee from Cache Bank & Trust.

Cache Economy Checking

• No minimum balance
• No monthly service charge
• .40 per debit charge
• $50.00 minimum opening deposit
• ATM/Debit card W.A.C.** (first year fee waived)
• Personal Ready Reserve line of credit W.A.C. **

Cache Regular Checking

• No monthly service charge with a minimum balance of $300*
• No per check fee
• First order of standard checks at no cost
• $100 minimum opening balance
• ATM/Debit card W.A.C.** (first year fee waived)
• Personal Ready Reserve line of credit W.A.C. **

Cache Checking with Interest

• Competitive Interest Rates on statement balances
• No monthly service charge with a minimum balance of $750*
• No per check fee
• First order of standard checks at no cost
• $100 minimum opening balance
• ATM/Debit card W.A.C.** (first year fee waived)
• Personal Ready Reserve line of credit  W.A.C. **

Cache Club 55

Checking account with Interest for our customers age 55 or better.

• Interest bearing checking account with no service charges
• Complimentary standard checks
• Travelers checks and cashier checks at no cost
• ATM/Debit card with no annual fee W.A.C.**
• Complimentary 3” X 5” safe deposit box or $20 credit annually towards safe deposit box - one per household
• Complimentary fax and copy service

Cache Club Account

Something special for customers who are able to maintain a balance of $5,000.00* or more in any combination of Cache Bank & Trust accounts. We’ve developed a package of services that encompasses everything you need. The Cache Club account combines all the features of Cache Checking with Interest PLUS:

• ATM / Debit card with no annual fee! W.A.C.**
• Complimentary standard checks for as long as you have the account!
• Home equity line of credit with no annual fee! W.A.C.**
• Complimentary standard travelers checks and cashier checks
• $20 credit toward a safe deposit box every year!

Cache Classic Account

Cache Classic Banking is made available by your employer to help simplify your banking while reducing the cost. Sign up to direct deposit your payroll into the Cache Classic Account and you will receive the following benefits:

• An interest bearing checking account with no minimum balance required and no monthly service charge. (The account earns interest when your daily balance is $500.00 or more.)
• A Cache Personal Banker assigned to your account.
• No annual fee for ATM card W.A.C.**
• ATM/Debit card with first year fee waived W.A.C.**
• Up to 10 foreign ATM transaction fees per month waived.
• One box per year of standard checks at no cost.
• No fee for standard travelers checks and cashier checks.
• Cache Classic savings account with no minimum balance and no monthly service charge.
•  Personal Ready Reserve line of credit W.A.C.**
• No annual fee Home Equity Line of Credit account W.A.C.**

Limit one account per employee.

*$10 fee if balance falls below minimum, $12 for Cache Club accounts.
**With Approved Credit

Return to the top.

BUSINESS CHECKING ACCOUNTS

Cache Business Account

• $200.00 minimum to open
• $5.00 monthly maintenance fee
• $.12 per posted debit
• $.10 per deposit & $.10 per item deposited

Earnings credit is tied to the 91-day T-Bill rate and is subject to change the first business day of each month.  Earnings credit cannot exceed the total monthly maintenance or debit fee.

Cache Business NOW Account

• $200.00 minimum to open

• $5.00 monthly service charge

• $.12 per posted debit

• $.10 per deposit and $.10 per item deposited

Return to the top.

Other Services

• Cashier’s Checks
• Traveler’s Checks
• Safe Deposit Boxes
• Direct Deposit
• Night Depository
• Wires
• Savings Bonds

Return to the top.